Asset Allocation refers to how you split your money across different assets such as Equity, Debt, Gold etc. This deceptively simple decision is probably the single most important decision when it comes to investing your money. Academic research demonstrates that approximately 80-90% of your longterm investment returns and investment experience can be traced back to…
The picture below shows two yellow lines on a railway track. Can you tell which one is longer? Is it the one closer to you? Or is it the one farther to you? You just have 5 seconds to answer. If you’re like the rest of us, the line which is farther to you will…
In the last few weeks, Indian equity markets have recovered (up around 7-8%) and are close to their previous all-time high levels. When markets reach all-time highs, it’s normal to feel uneasy and think they might drop. To add to this unease, your clients may also remember that the last few times Sensex and Nifty…
When equity markets fall, there is always a temptation to exit equities for the time being and enter back later at lower levels. To be fair, intuitively it does make sense. The thinking usually goes along the lines of.. “There is some bad news (think covid, war, inflation, subprime, bank crisis, etc). The market has…
HAVE A 7+ YEAR INVESTMENT TIME FRAME: Source: MFI, FundsIndia Research. As on 30-Apr-22. Nifty 50 TRI Inception date: 30-Jun-99. DIVERSIFY YOUR EQUITY PORTFOLIO USING 5 FINGER STRATEGY PREPARE MENTALLY FOR THE 3 COMMON POINTS OF FAILURE INCREASE YOUR SIP AMOUNT AFTER EVERY 1 YEAR! Thus following 7-5-3-1 rule, you are sure to make significant…