If you ever find yourself in need of quick funds for various reasons like paying off credit card debt, making home renovations, or covering unexpected expenses or buying a house, a car, a loan can be a lifesaver. It provides you with the financial flexibility you need during those times. However, before you dive in …
The CIBIL credit bureau will give you a CIBIL score, which is a three-digit number. Your financial credit-worthiness is determined by the number. Before granting you a loan, banks, and lenders consider this based on your credit history. Before printing the data on the credit reports, TransUnion CIBIL would gather it from various lenders and …
If you are paying off a loan (say a home or car loan) and suddenly find yourselves with some extra cash, you might be wondering whether to put it towards paying off the loan or investing. It’s a tricky choice, but we’ve got some insights to help them make the right decision. There are basically …
The holidays are a time for goodwill and expressing appreciation for others, but there is always the chance of an awkward moment when you receive a gift or give one to someone you do not know that well. There are rules of etiquette for gift-giving, but everyone’s interpretation of these unwritten rules is different. To avoid embarrassing …