All actively managed good funds go through temporary periods of underperformance. In most cases, this temporary underperformance phase is followed by a phase of outperformance which adequately overcompensates for the underperformance. This is how good equity funds end up outperforming over the long term. But that being said there are also weak funds that go through …
Pandemic and recovery hereon Over the past few decades, the world has seen recessions, wars, and natural calamities; yet, a pandemic of the magnitude that we are witnessing today perhaps only happens once a century. Yet, to say that this event was a Black Swan, an “unknown unknown”, something we didn’t know that we don’t …
To err is human but to blunder is devilish. We make mistakes all the time, whether it is our professional life or personal life. However, these mistakes help us make the right decisions as we learn from them! Spending before investing There is a popular notion that we should save the money that is surplus. …
Top Five Financial Mistakes that an investor may do anytime Read More »
One of the biggest hurdles in the journey of investing is getting over the myths that bear no foundation or truth. But we believe it because everyone does. Here are some of the most common myths and facts of investors about investing in mutual funds: 1. Mutual Funds need large investment Fact: Mutual funds do not need large …
The Employee Provident Fund or EPF funds is conventionally meant to be utilised after the retirement of an employee, however, the EPFO allows an individual to withdraw the amount before retirement also – that too under certain conditions, tax-free. Employee Provident fund is a saving vehicle designed by EPFO (Employees Provident Fund Organisation) under Ministry …