In the last few weeks, Indian equity markets have recovered (up around 7-8%) and are close to their previous all-time high levels. When markets reach all-time highs, it’s normal to feel uneasy and think they might drop. To add to this unease, your clients may also remember that the last few times Sensex and Nifty…
If you ever find yourself in need of quick funds for various reasons like paying off credit card debt, making home renovations, or covering unexpected expenses or buying a house, a car, a loan can be a lifesaver. It provides you with the financial flexibility you need during those times. However, before you dive in…
The CIBIL credit bureau will give you a CIBIL score, which is a three-digit number. Your financial credit-worthiness is determined by the number. Before granting you a loan, banks, and lenders consider this based on your credit history. Before printing the data on the credit reports, TransUnion CIBIL would gather it from various lenders and…
When equity markets fall, there is always a temptation to exit equities for the time being and enter back later at lower levels. To be fair, intuitively it does make sense. The thinking usually goes along the lines of.. “There is some bad news (think covid, war, inflation, subprime, bank crisis, etc). The market has…
If you are paying off a loan (say a home or car loan) and suddenly find yourselves with some extra cash, you might be wondering whether to put it towards paying off the loan or investing. It’s a tricky choice, but we’ve got some insights to help them make the right decision. There are basically…