The Employee Provident Fund or EPF funds is conventionally meant to be utilised after the retirement of an employee, however, the EPFO allows an individual to withdraw the amount before retirement also – that too under certain conditions, tax-free. Employee Provident fund is a saving vehicle designed by EPFO (Employees Provident Fund Organisation) under Ministry…
The holidays are a time for goodwill and expressing appreciation for others, but there is always the chance of an awkward moment when you receive a gift or give one to someone you do not know that well. There are rules of etiquette for gift-giving, but everyone’s interpretation of these unwritten rules is different. To avoid embarrassing…
IBC, Financial Sector and Current Developments Even as we have stayed positive on Indian markets over the past few months, we have repeatedly highlighted stress in the financial sector as the key risk for markets as well as the real economy. And on that front, recent developments provide some glimmer of hope. First, the Supreme…